What's changing in the rules, and what it means for you
Short, practical write-ups on the rules affecting retail investors in Australia — no legal jargon, no hype, just a methodical look at what matters.
-
Boulder Sparhaven review 2026: what a disciplined approach actually looks like
ASIC is tightening how investment services are offered to retail clients. Here's the plain-English version and the dates that matter.
Read the note → -
How to read an investment platform before you deposit a cent
Five checks that take ten minutes and tell you more than any review site ever could.
Read the note → -
Why your first deposit in the Australian market should be smaller than you think
The cheapest way to learn how a platform behaves is to give it very little to work with at first.
Read the note →
How to read the notes below
Written for people starting out
Every note here assumes no prior background in markets. Where a term is unavoidable it's explained the first time it appears, and where a rule differs by country, that's stated plainly rather than glossed over.
What you won't find here
No price predictions and no signals. Any promise of guaranteed returns is the clearest warning sign in this industry, and we're not going to add to it.
How often these are updated
Notes are revisited whenever the underlying rules change — a new regulation, a new reporting requirement, a change in how deposits are handled. The date on each note reflects when it was last checked, not when it was first written.
Suggest a topic
If there's a question these notes don't cover, send it through the contact page — recurring questions are usually what becomes the next note.